Bank cards are already being replaced by phones and wristbands that have payment technology built-in but the latest threat to the lowly plastic in your pocket could be your face.

手机、腕带代替银行卡刷卡付款已经不稀奇了，现在你可以“刷脸”付款了。

A Finnish startup called Uniqul has launched what it calls the first ever payment platform based on facial recognition.

芬兰的一家初创公司Uniqul推出了全球“刷脸”支付平台。

The system doesn’t require a wallet, bank card or phone - instead a camera is positioned at the checkout and takes a photo of a shopper's face when they are ready to pay.

这一支付系统不需要钱包、银行卡或者电话，只需要在付款处安装一台照相机，在顾客需要付款时，为顾客拍上一张照片就可以了。

It then scans a database for the face and matches it to stored payment details in order to complete the transaction.

然后，支付系统会自动扫描消费者面部，再把图像与数据库中的存储信息进行对比，以便完成交易。

Uniqul claims that the technology is securely protected by 'military grade algorithms' capable of identifying even the smallest of distinguishing features of identical twins, for example.

开发公司Uniqul表示，这项技术运用“军用级别的算法”来保证其安全性，即使是面部只有细微差别的双胞胎也能够得到正确辨识。

'The whole transaction will be done in less than 5 seconds – the time it usually takes you to pull out your wallet., explains a press release from the company.

该公司在新闻发布会上说“通过刷脸付款来完成交易，5秒钟不到就能完成。这点时间相当于我们掏钱包的时间。”